Students can take advantage of CHP+ | CraigDailyPress.com
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Students can take advantage of CHP+

Funds still available for state insurance program

Josh Nichols

Colorado has a plan in place that helps to insure that no child 18 and under goes without health coverage, but many local families are not taking advantage of what the plan has to offer, said a local health official.

Carol Sharp, eligibility technician at the Northwest Colorado Visiting Nurse Association, said about 20 percent of Moffat County students who are eligible for Child Health Plan Plus (CHP+) are not taking advantage of what the program has to offer.

CHP+ is health and dental care coverage for uninsured Colorado children.

“This plan is for kids with parents that make too much for Medicaid but don’t make enough to afford the high price of insurance,” Sharp said.

A total of 296 local children are eligible and 237 are on the plan, meaning about 60 local children who could be on the plan aren’t, Sharp said.

To be eligible for the plan, a family of two cannot make more than $1,840 a month.

A family of three cannot make more than $2,315 a month and a family of four cannot make more than $2,790 a month.

“The reason Colorado has

this plan is so there can be no reason for a child to be uninsured,” Sharp said.

One indicator of whether a child qualifies is if they are eligible for reduced lunch rates, Sharp said.

“If a child qualifies for free or reduced lunch they qualify for CHP+,” she said.

Sharp said it is important people be reminded of CHP+ with the new school year starting because schools require that students be insured to compete in sports.

If a family falls within the eligibility guidelines for CHP+, some are required to pay an annual fee of $25 to enroll one child and $35 to enroll two or more children.

But many families are not even required to pay that, Sharp said.

Children who are eligible for CHP+ must be:

18 and under.

Not eligible for Medicaid.

Living in a financially qualified family.

A Colorado resident.

A U.S. Citizen or permanent U.S. Resident who has had an Alien Registration number for at least five years.

Not covered under any other insurance.

Services covered under CHP+ include:

Check-ups and shots.

Doctor visits.

Hospitalization and hospital services.

Prescribed medications.

Mental health services.

Glasses and hearing aids.

Dental services covered under CHP+, which is new as of Feb. 1 this year, include:

Exams.

Cleanings.

X-rays.

Fillings.

Routine extractions.

Limited root canal therapy.

Other diagnostic and preventive services.


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