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CANCER (June 21-July 22) - Don't make matters worse by spending funds you don't have. You will if you continue to use your credit card - without the ability to pay it off.

LEO (July 23-Aug. 22) - It would be wise not to make an agreement without first talking to an expert on the subject. Turn to someone who understands the small print better than you do.

VIRGO (Aug. 23-Sept. 22) - You'll only be hurting yourself if you make a promise you can't keep, regardless of the reasons why. Be honest up front, and you won't get into trouble.

LIBRA (Sept. 23-Oct. 23) - Even if you pride yourself in the ability to read people, don't make the mistake of agreeing with someone just because he or she tells the best story. Check things out first before choosing sides.

SCORPIO (Oct. 24-Nov. 22) - When it comes to career matters, don't try to bluff your way through. If things turn out terribly wrong, you will seriously hurt your creditability.

SAGITTARIUS (Nov. 23-Dec. 21) - Your judgment is being questioned because of an inclination to base your actions on optimism rather than facts. Wishful thinking will leave you hanging.

CAPRICORN (Dec. 22-Jan. 19) - Failing to appreciate the value another places on an object or situation will be instrumental with regard to a bad judgment call on your part. Don't measure everything by your standards.

AQUARIUS (Jan. 20-Feb. 19) - Even when trying to spare someone's feelings, it's best to be honest. If you're caught in a lie, it'll do more harm than good. Tell it like it is - but in a nice way.

PISCES (Feb. 20-March 20) - Although your efforts will be effective, unless you are striving for something really worthwhile, it could be a loss. You may end up with a white elephant that you don't want and can't give away.

ARIES (March 21-April 19) - If you've been unsuccessful at penetrating a group or company for personal or business reasons, try to view things from a distance. Your field of vision will improve if you take a step back.

TAURUS (April 20-May 20) - Some days are luckier than others, so don't be upset if luck is nowhere to be found. You'll do fine if you depend on your abilities.

GEMINI (May 21-June 20) - You have to admit that there are times when you hear only what you want to hear and nothing else. If important instructions are handed out, you would be wise to listen carefully.