Starting in May, the U.S. Treasury will begin mailing economic stimulus payments.
What that means differs from person to person.
Linda Redmon, 51, and Andrea Edwards, 31, both said they probably would use their economic stimulus payments to pay bills.
"It's worth saving," Edwards said, "but I know it's going to go for paying something off."
Orval and Linda Taylor, a senior working couple, said their economic stimulus payments wouldn't have any effect on the way they budgeted.
"It's just extra money to save or go on a splurge maybe," Linda said.
Jessica Ketchum, 26, came in between on her stimulus payment plans.
"Since I'll be able to pay off my bills with my tax return," she said, "I'll be able to spend that money.
"I'm not a saver."
A $5.2 million push?
Economic stimulus payments will go to everyone with a valid social security number who had at least $3,000 in income and filed a 2007 tax return.
Payments are equal to what a person had withheld from their income for income tax, up to $600 for single residents and $1,200 for joint tax-filers.
Social security income and some veterans' benefits qualify for income, as well. However, those exempt from filing taxes for those payments must have filed a 2007 tax return to receive their stimulus payment.
A rough calculation of stimulus payments coming to Moffat County - factoring in zero payments for the unemployed and additional payments for minors - could mean $5.2 million stuffing local pocket books.
The end result is likely to be more, since some unemployed earned income in 2007, and many residents will collect the full $600 payment.
All that money may not make a big impact on the county, however, said Cliff Reder, Mountain West Insurance and Financial Services sales manager.
The idea is to get people spending money on goods and services, Reder said.
However, as some residents said, Reder believes most will use the extra money to pay off debt.
"Because the amount is relatively small," he said, "I think most people have credit card debt, or some kind of other debt, and will use that to pay that off.
"I don't know if people are going to spend money on things they might not normally buy."
Because people will be paying off debt on things they already bought, Reder said, the effect of the stimulus payments will not stimulate growth.
"I think it's a good gesture, giving money to try and enhance or stimulate the economy," he said. "If people didn't have debt, it might do what the government wants it to do."
A short burst
Mike Toczek, Moffat County National Bank vice president, also said the stimulus program probably won't make any long-term difference in the economy.
The federal government has lowered interest rates to promote spending on big items, such as housing and cars, he said. Stimulus payments likely will wind up in people's grocery budgets, making those payments a one-time spending burst.
"It'll be a very short-term burst," Toczek said. "The amount of money people get will be gone in a week."
Toczek said he did not think people would put much of it into savings.
"Are gas prices higher? Are food costs higher? Are utility costs higher?" he said. "It'll free up some income for people to spend."
Stimulus payments were designed to get product inventories moving, Tozcek said, which in turn would encourage companies to hire more workers, which in turn would bring more income tax back to the federal government.
The U.S. will need that extra tax revenue if it wants to start paying off its $51 trillion debt, Toczek said.
In Moffat County offices, officials didn't factor in the stimulus program when they budgeted for sales tax increases, county Budget Analyst Tinneal Gerber said.
They did raise their annual increase in sales tax revenue, from 3 percent to 5 percent, she added. However, that mostly was due to the trend in the past couple of years when the county saw a 10 percent jump in revenue from year to year.
As for Gerber, she said she and her husband plan to invest their payments into their house.
"We're doing some remodels," Gerber said. "With the housing market like it is, we figure we need to put it into our house."