USDA Rural Development has federally backed mortgage guarantees for home purchases to qualified residents of Moffat County.
The USDA Rural Development 502 Guaranteed Loan Program is designed to get low- to moderate-income families into a new or existing home with no down payment, no monthly mortgage insurance payments and with the possibility of including all lender closing costs and any repairs that may be necessary to the house.
This can be a true 100 percent financing program with everything included. The unadjusted qualifying income for a family of four is $68,550 in Moffat County and varies per household size. The income limits can be adjusted for things such as child or dependent care services or medical bills. Rural Development offers very flexible credit (no minimum credit scores) and qualifying guidelines. The loan is administered by your local participating lenders.
Rural Development also has 1 percent interest rate loans available to very low-income homeowners to make necessary health and safety repairs to their home. Grants of up to $7,500 may be available to those homeowners 62 years of age or older. To find out more information about these and other programs offered through USDA Rural Development, call P.J. Howe at 970-824-3476, ext. 4.
Hospital to present ballot proposal
The Aging Well Program offers an all day program, "Wellness Wednesdays," each Wednesday at the American Legion Building, the former Shadow Mountain Clubhouse, in Craig for adults 50 and older.
Activities are offered from 9 a.m. to 7 p.m., including art, writing and exercise classes. This week's lunchtime presentation is "TMH Presentation on Referendum 1A" by Samantha Johnston, Service Excellence Officer at The Memorial Hospital. Lunch will be served. Participants are asked to register for activities prior to each Wednesday. For more information, call the Aging Well information line at 871-7676.
Workforce Center seeks qualified seniors
The Craig, Steamboat Springs and Glenwood Springs Workforce Centers are looking for seniors 55 and older who are residents of Colorado and who reside in Moffat, Garfield and Routt counties and are eligible for Senior Community Service Employment Program (SCSEP). To be eligible for the program you must meet the Federal Poverty Income Guidelines.
SCSEP provides a paid training program for those 55 and older to gain skills and experience that will result in finding viable, permanent employment.
During training, participants will be assigned to a Host Agency where they can improve work skills. This is a 20-hour per week training experience. The senior program also can help seniors with disabilities get the training and permanent employment needed to get higher wages. Participants can then search for work while they are getting paid and trained for permanent employment.
Call your local Work Force Center in Craig at 824-3246; Steamboat at 824-3246; and Glenwood Springs at 945-8638.
Flying disc clinic to be held Oct. 20
There will be a flying disc throwing clinic for anyone interested in learning about the sport of disc dog competition and fun at 1 p.m. Oct. 20 at Loudy Simpson Park in Craig.
The clinic will be taught by Chris Booth with help from CSU Extension. Honey Rock Dogs Boarding Kennel will host the event, which is free to the public. Tips on teaching dogs to catch a disc also will be presented. Official Colorado Disc Dogs discs will be available at the clinic for $3 each.
Plans are in the works to bring a Colorado Disc Dogs competition to Craig in the summer of 2008. This sport is a family-friendly event that is open to people and their dogs of all levels of ability.
To register for the clinic or for more information, call Elisa Shackelton at the extension office at 824-9180 or Honey Rock Dogs at 824-9518.
Church hosts movie night Wednesday
The First Congregational United Church of Christ is hosting a free movie night with popcorn at 6 p.m. Wednesday at its 630 Green St. location.
Hunter safety class starts today
Today is the first day of a weeklong hunter safety course at the Hayden High School media room. Classes run 6 to 9 p.m. Monday through Friday. Class meets at the gun range Saturday morning, time to be announced. Cost is $5. A minimum of 10 students is needed. Call 870-2197 or 276-3338.
Book fair at Craig Intermediate School
The Craig Intermediate School will be hosting a Scholastic Book Fair from today to Friday.